Texas Storm Chasing Roofing: The Complete Operator Guide

Texas is not a storm chasing market. It is four storm chasing markets stacked inside one state, each with its own weather patterns, carrier mix, and operational rhythm. A roofing operator who treats Texas as one homogeneous playbook will leave money on the table and get exposed on compliance.

The Four Texas Storm Markets

• DFW: Spring hail, March through May. High per-claim severity. Fierce competition.
• Houston: Hurricane, tropical storm, and cold-front microburst. Year-round activity.
• San Antonio and Central Texas: Spring hail moving south, plus summer dry-air supercells. More irregular timing.
• Austin: Hail crossing from the Hill Country. Different urban canvassing dynamics than DFW or Houston.

Chapter 1308: The Rule Every Texas Roofer Needs to Know

Chapter 1308 of the Texas Occupations Code governs residential roofing contracts tied to insurance proceeds. The key provisions:

1. Specific disclosure language must appear in the contract.
2. Homeowners have the right to rescind within 3 days of signing if certain conditions apply.
3. Roofing contractors cannot act as public adjusters without appropriate licensing.
4. Certain advertising and sales practices are restricted.

Your sales software must generate Chapter 1308-compliant contracts automatically. Shops running generic out-of-state templates are exposed.

Why Texas Has No State Roofing License

Texas is one of a small number of states that does not require a state-issued roofing license. That policy choice attracts out-of-state chaser crews every spring, but it does not exempt operators from:

• Municipal contractor registration in cities like Dallas, Houston, and Austin.
• Chapter 1308 contract compliance.
• Texas Department of Licensing and Regulation oversight in certain specialty areas.
• General liability and workers comp insurance requirements.

Storm System Differences by Region

DFW storms are classic Plains supercells that develop west of the metro and track east. They produce large hail with limited warning.

Houston storms are Gulf-driven. Hurricanes, tropical storms, and land-falling tropical systems dominate, along with cold-front clash events in winter.

San Antonio and Austin get Hill Country runoff storms in spring and summer dry-air supercells. Hail severity is typically lower than DFW but still material.

Carrier Mix Varies by Region

DFW is State Farm, Allstate, USAA, and Farmers. Houston leans USAA, Farmers, Texas Farm Bureau, and State Farm. San Antonio and Austin mix State Farm, USAA, and a long tail of regional carriers. Your sales software should route follow-up sequences by carrier and region.

How RoofKnockers Supports a Texas-Wide Operation

RoofKnockers for a statewide Texas operator:

• Chapter 1308 contract templates with mandatory disclosure language.
• Region-specific canvassing territories for DFW, Houston, Central Texas.
• Carrier-specific follow-up sequences per region.
• Municipal registration tracking per rep and per job.
• Storm event tagging for rolling touchlists.

Mitigation Strategies for Texas Operators

Texas roof replacement cycles are shortened by repeated hail events. Smart operators pitch impact-resistant shingles in DFW, Austin, and San Antonio, where insurance discounts are available for IR products. Houston operators pitch wind mitigation upgrades. Your canvassers should be trained to raise these upgrade options in the kitchen table conversation.

Related Reading

See the Dallas operator guide, the Houston operator guide, and the hail alley playbook. Review pricing.

FAQ

Does Texas require a state roofing license?

No, but municipal contractor registration is common in major cities, and Chapter 1308 contract compliance is required on all insurance-tied residential roofing work statewide.

Can I run one canvassing team across DFW, Houston, and Austin?

You can, but the storm timing, carrier mix, and municipal rules are different enough that most successful operators run regional teams with regional ops managers.

What is the biggest compliance mistake Texas roofers make?

Using out-of-state generic contract templates that do not include Chapter 1308 disclosure language. This is a statewide issue that can void contracts and trigger complaints.